For Immediate Release: Mumbai, January 8, 2026: 1 Finance recently announced the approval received from the Reserve Bank of India (RBI) to operate as a Non-Banking Financial Company, Peer-to-Peer Lending Platform (NBFC-P2P). The approval marks a key milestone for the firm’s entry into the regulated peer-to-peer lending space, reinforcing its commitment to compliance-first, responsible digital lending and borrowing.
With the RBI registration in place, 1 Finance is preparing to launch its P2P platform, 1 Finance P2P. The platform will be designed to enable transparent, risk-aligned participation for borrowers and lenders, and built-in strict adherence to RBI’s NBFC-P2P framework, with robust governance, escrow-based fund flows, and full lifecycle disclosures.
“RBI registration is a significant milestone and reflects the strong regulatory focus and execution discipline of our teams,” said Jeet Marwadi, Founder and Managing Director, 1 Finance. “As personal credit demand continues to grow and the P2P ecosystem matures, there is a clear need for platforms that prioritise governance, transparency, and long-term outcomes. I am proud of the work that has gone into building 1 Finance P2P, and I look forward to the platform contributing meaningfully to the evolution of responsible and well-regulated peer-to-peer lending in India.”
Mohan Parsuramka, Chief Operating Officer at 1 Finance further said, “The P2P lending ecosystem in India is entering a more mature phase, supported by stronger regulation, better data access, and increasing digital adoption. As the market evolves, platforms have a responsibility to move beyond volume-led models and focus on sustainable credit outcomes. Receiving RBI approval is an important milestone, and 1 Finance P2P is being built with a long-term view, emphasizing structure, accountability, and responsible participation for both borrowers and lenders.”
1 Finance P2P aims to contribute to the continued maturation of India’s peer-to-peer lending ecosystem by promoting structured growth, informed participation, and trust-led practices within a regulated environment.
