Mumbai – August 14, 2026: On the auspicious occasion of Onam, YES BANK has launched a bouquet of festive banking offers specially curated for customers across Kerala. As families reunite and communities come together to celebrate this cherished harvest festival, the Bank is offering attractive benefits across deposits, personal loans, car loans, and credit cards. These new schemes will enable customers including thousands of NRIs returning home for festivities to embrace the spirit of Onam while meeting their financial aspirations.
The Bank is offering FCNR (B) Deposits for NRI customers with an attractive rate of up to 6.6% p.a. on USD deposits, providing full repatriability (principal and interest) and tax exemption benefits. Resident customers can avail Fixed Deposits at up to 7.25% p.a., with senior citizens eligible for up to 7.75% p.a., along with attractive YES Rewardz on booking the FD digitally. The lending portfolio includes Personal Loans of up to ₹50 lakh with flexible repayment tenures, and structured car loans for new and pre-owned vehicles with a 50% waiver on processing fees. YES BANK credit card customers can also enjoy enhanced benefits, with exclusive merchant offers of up to 20% across select categories.
Commenting on the Onam festive offerings, Mr. Dheeraj Sanghi, Country Head – Retail Liabilities, Fee and Business Banking, YES BANK, said, “Kerala represents a strategically important market for YES BANK, with distinct banking dynamics shaped by its significant NRI population and robust consumer economy. For the residents of Kerala, we are pleased to launch our special offerings for the festival of Onam that honours traditions of abundance and prosperity. Whether it is the attractive deposit rates, competitive lending solutions for residents, or various benefits on credit cards, these array of festive benefits is our way of participating in the celebrations with our customers. This initiative reflects our broader commitment to building deeper presence through customer-centric product delivery and enhanced service capabilities across the state.”
YES BANK’s strong presence in Kerala comprises 26 strategically located branches across the state, enabling seamless banking services for both resident and NRI customers. The Bank’s deep understanding of Kerala’s unique banking landscape shaped by its significant NRI population, robust consumer economy, and strong entrepreneurial ecosystem, makes it a preferred banking partner for the state’s financial needs. Through this Onam initiative and ongoing customer-centric banking solutions, YES BANK continues to strengthen its commitment to serving the communities of Kerala.
About YES BANK
YES BANK is one of the leading new generation private sector banks in India, headquartered in Mumbai. The Bank offers a wide range of banking services such as Corporate & Institutional Banking, Retail Banking, MSME, Transaction Banking, and Treasury. The Bank has over 1300 branches, 200+ Business Correspondent Banking Outlets (BCBOs) and more than 1350 ATMs (including CRMs and BNAs) spanning across 300 districts of India. YES BANK operates an International Banking Unit (IBU) at GIFT City and also has a Representative Office in Abu Dhabi, strengthening its cross-border capabilities.
YES Securities, a subsidiary of the Bank provides a wide range of broking and investment products to Retail, HNI, and Institutional clients. YES Foundation, the CSR arm of YES BANK drives social impact agenda across areas such as livelihoods, education, skilling, sustainability and community development, reinforcing its commitment to responsible and inclusive banking.
