Bangalore, 13 February, 2026: mPokket, one of India’s leading digital lending platforms, today announced an increase in its loan size up to ₹2 lakh, aimed at strengthening access to working capital for small business owners, micro, and nano entrepreneurs across the country. The move marks a significant milestone as mPokket completes 10 years of enabling financial access for underserved and emerging segments of India.
India is home to over 63 million MSMEs, many of which operate as nano and micro businesses run by first-generation entrepreneurs. Despite being the backbone of local economies and employment, a large proportion of these businesses continue to face a persistent working capital gap, often relying on informal sources of credit due to limited access to formal financial systems. Industry estimates suggest that India’s MSME credit gap runs into hundreds of billions of dollars, constraining growth, resilience, and long-term sustainability.
By expanding its loan ticket sizes up to ₹2 lakh, mPokket is taking a decisive step towards addressing this gap. The enhanced credit limit is designed to support everyday business needs, such as purchasing inventory, managing cash flow, upgrading tools or equipment, and responding to seasonal demand helping small business owners move from survival to scale.
Commenting on the announcement, Gaurav Jalan, Co-founder and CEO, mPokket, said, “India’s nano and micro-entrepreneurs are becoming central to the country’s credit flows. We are at an inflection point where access to formal credit is no longer just about meeting short-term needs, but about investing in growth, like opting for upskilling course, expanding a shop, or taking the next step in a business journey. As we complete 10 years at mPokket, expanding our loan size up to ₹2 lakh is both a milestone and a responsibility. It reflects our belief that ambition should not be limited by access to capital. By widening access to working capital, we aim to empower small business owners with the confidence to invest in their future and participate fully in India’s economic progress.”
This development reflects mPokket’s evolution over the past decade, from serving short-term personal credit needs to becoming a platform that actively fuels entrepreneurship and economic mobility. As customer aspirations have grown, so have mPokket’s offerings, aligned with its mission of providing timely, responsible, and accessible credit to those building India’s future from the ground up.
As mPokket enters its next decade, the company remains focused on building a more inclusive credit ecosystem, one that supports small businesses, strengthens local economies, and turns everyday enterprise into long-term opportunity.
