Mumbai, September 11, 2026: BharatPeX, the enterprise payments platform of BharatPe, today announced the launch of its Payment Gateway at Global Fintech Fest (GFF) 2026, strengthening its enterprise payments stack with payment acceptance, intelligent transaction routing and unified payment operations on a single platform.
As businesses scale, payment operations become increasingly complex across multiple payment methods, acquiring partners, settlements, refunds and reconciliation. BharatPeX is designed to simplify this complexity by providing enterprises with a unified technology and operating layer to manage payments across the transaction lifecycle.
Built for e-commerce businesses, fintechs and enterprises, the BharatPeX Payment Gateway enables businesses to accept 100+ payment options across cards, UPI, net banking and IMPS, NEFT and RTGS-based bank transfers through a single integration.
At the core of the platform is Dynamic Routing, which intelligently routes transactions across multiple acquiring partners based on factors including historical transaction success rates, card BIN-level performance, service availability and business-defined rules. The routing layer is designed to improve transaction success and payment reliability, while providing businesses greater flexibility and control over how transactions are processed.
Sandeep Indurkar, Chief Executive Officer – Payments, BharatPe, said, “Enterprise payments are moving beyond acceptance. As businesses scale, the real challenge is managing complexity across payment options, acquiring partners, transaction success, settlements and reconciliation. We have built BharatPeX around this need—using intelligent orchestration to simplify this complexity while giving enterprises greater reliability, control and visibility across the payment lifecycle. Our objective is simple: the customer should experience a simple payment, while the enterprise should not have to manage the complexity underneath it.”
With in-house technology and direct banking integrations, BharatPeX is designed to enable faster enterprise integrations, supported by dedicated assistance.
Key Capabilities
Smarter Checkout:
Supports standard and no-cost EMI, cardless EMI, Pay Later, discounts and cashback, enabling businesses to offer customers greater choice at checkout.
Faster Card Payments:
Supports Native OTP, tokenisation and CVV-less payment experiences, where applicable, to reduce friction in eligible card-payment journeys.
Recurring Payments:
Supports recurring-payment use cases across UPI, cards, net banking and NACH.
Intelligent Transaction Routing:
Dynamic Routing uses transaction and acquiring-partner performance signals to determine the appropriate route for a payment, helping businesses optimise transaction success and service availability.
Unified Payment Visibility:
A common dashboard provides businesses visibility into transactions, settlements, refunds, chargebacks and cash flows, reducing the operational complexity of managing multiple payment channels.
Split Payments:
Enables businesses to distribute customer payments across multiple sellers, partners or bank accounts through a single API integration, where applicable.
Automated Payment Operations:
APIs, callbacks and webhooks help automate payment confirmations, refunds, payouts, ledger updates and other downstream business workflows.
Bank Transfer Management:
Enables real-time identification, tracking and reconciliation of IMPS, NEFT and RTGS-based collections, helping businesses automate traditionally manual bank-transfer workflows.
Security:
PCI DSS Level 1-compliant payment processing provides enterprise-grade controls for securely handling card payment data.
Expanding the BharatPeX Payments Stack
The launch of the Payment Gateway expands the broader BharatPeX enterprise payments stack, which includes Virtual Accounts, payouts, automated settlements and real-time reconciliation.
BharatPeX Virtual Accounts provide businesses with dedicated account numbers and IFSC codes to identify and track incoming IMPS, NEFT and RTGS payments in real time. APIs, callbacks and webhooks enable these payment events to trigger automated reconciliation and downstream business workflows.
Together, these capabilities are designed to help enterprises move from managing fragmented payment products to operating through a more unified payments infrastructure across acceptance, routing, collections, settlements, reconciliation and payouts.
With BharatPeX, BharatPe aims to simplify the underlying complexity of enterprise payments while providing businesses the reliability, visibility and control required to scale their digital payment operations.
About BharatPe:
BharatPe (brand name of Resilient Innovations Pvt Ltd) was founded in 2018 to make financial inclusion a reality for Indian merchants. In 2018, it launched India’s first UPI interoperable QR code, the first zero MDR payment acceptance service. In 2020, post-Covid, BharatPe also launched a card acceptance terminal – BharatPe Swipe. Currently, with a registered network of over 1.7 crores merchants across 450+ cities, the company is one of the leading players in UPI offline transactions, processing 450 million+ UPI transactions per month. BharatPe processes payments of a monthly Transaction Processed Value of ₹12,000 crores. BharatPe Money (brand name of Resilient Digi Services Private Limited), a BharatPe Group Company, has already facilitated the disbursement of loans of over US$ 2 billion, in partnership with NBFCs. BharatPe’s POS business processes payments of over ₹27,000 crores annually on its 125,000+ machines.
