Airtel Payments Bank, Bharti AXA General offers ‘Smart Drive Private Car Insurance’


Airtel Payments Bank the first company in India to receive a payment bank license from the Reserve Bank of India and to become the first live payments bank in the country. It is the subsidiary of Bharti Airtel with its headquartered in New Delhi, is now in an alliance with Bharti AXA General Insurance to offer ‘Smart Drive Private Car Insurance’.

With this collaboration, they are focusing on offering financial protection against damage to the vehicle due to accident, theft, and natural and man-made disasters. The insurance also includes ways for compensating repairs, injuries, and damages caused by an accident to another person or property. Apart from this, the insurance comes with personal accident cover for the policyholders, it further assures that if the accident leads to permanent disablement or loss of life the policy will provide financial protection for the family.

The Smart Drive Private Car Insurance Policy can easily be purchased using a paperless, secure, and quick process in just five minutes using Airtel Thanks App. Notably, there is no pre-inspection required, the willing customer needs to fill in the details about the vehicle, and receive the insurance that is immediately issued on their registered email id and mobile number.

A wide range of add-on covers are available and the customers are free to choose accordingly at the time of renewal as per their needs. Various add-on covers such as depreciation covers, small consumables, roadside assistance in the event of car breakdown, loss or replacement of car keys, medical expenses if the policyholder gets injured, ambulance expenses to reach the hospital are some of them.

As the Chief Operating Officer of Airtel Payments Bank, Mr.Ganesh Ananthanarayanan claims that in a country like India were motor insurance is mandatory for millions of car users, they have been attempting to offer a well-designed product to serve the various insurance requirements of their customers.

Despite the car insurance, their association with Bharti AXA General Insurance has put forward ‘Shop Insurance’ facilities to retailers and merchants. The ‘Smart Plan Shop Package’ is also available which gives financial protection in case of damage to assets in the shop due to fire and burglary.


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