Bharti AXA General launches Health AdvantEDGE

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Bharti AXA General Insurance, a joint venture between Bharti Enterprises and AXA, has launched Health AdvantEDGE, a new health insurance product that offers comprehensive coverage against rising medical costs and other healthcare services.

In the domestic health insurance industry, Bharti AXA Health AdvantEDGE also provides wellness benefits as a primary differentiator. It was created specifically to meet the healthcare and wellbeing needs of consumers. It provides reimbursement incentives for Ayurveda, Unani, Homeopathy, Yoga, and Naturopathy treatments.

This insurance plan has a recovery benefit, which restores the basic amount covered if it is depleted during the policy year. The insurer will restore 100% of the basic amount insured if the policyholder uses up the entire sum insured and falls ill within the same year, even if it is for the same illness or disease. This means that the policyholder has the coverage they need at all times, reducing the need for multiple policies.

Sanjeev Srinivasan, Managing Director and Chief Executive Officer of Bharti AXA General Insurance, said in a statement: “We are living in unprecedented times where our physical health and well-being have never been more important than it is now.” In the face of ever-increasing medical costs, protecting one’s financial wellbeing should be a top priority. We are optimistic that our health plan will better prepare individuals and families for the unknowns that come with medical emergencies and rising healthcare costs.’

This cutting-edge wellness plan covers you from pre-hospitalization to post-hospitalization, as well as in-patient and daycare services. It includes 60 days of pre-hospitalization and 90 days of post-hospitalization coverage, as well as an amount insured ranging from 2 lakhs to 3 crores, as well as a cashless facility and a simple claims process. Customers should concentrate on their care rather than worrying about which room to choose based on their insurance policy.

A guaranteed accumulated bonus of 20% in a claim-free policy year is another aspect of this package. Even if there is an argument, this function guarantees that the accumulated bonus does not decrease. Optional maternity benefits are also available to female lives insured between the ages of 18 and 45 who choose a three-year policy term. The package offers hospital cash incentives, air and road ambulance with an extra fee for people aged 91 days to 65 years.

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