DCB Bank launches DCB Health Plus Fixed Deposit

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DCB Bank, a new-gen private sector bank, announced the launch of Health Plus Fixed Deposit. The DCB Health Plus Fixed deposit comes with the added advantage of free medical benefits and emergency benefits to the depositors. It offers a 6.90% interest per annum for 700-day deposits.

The Health Plus service is offered under the ICICI Lombard Group Take Care Insurance Plan. The scheme is available to the resident individual only. Benefits of Health Plus service include teleconsultation and face to face medical consultation with empanelled doctors by ICICI Lombard General Insurance Company Ltd. In times like these, where social distancing has become the new normal, teleconsultation is a boon to the individuals, who are skeptical about going to the out-patient department of hospitals due to safety reasons. Customers can avail of special pricing for prescribed pharmacy expenses. Unlike many other policies, Health Plus gives special consideration to senior citizens. Any Indian resident between the age of 18-70 can avail of the benefits of the policy.

The customers of DCB Health Plus Fixed Deposit can get these services through the ICICI Lombard ILTakeCare app, which is available on both Apple Store and Google Play store. The benefits are available for one year, and unused services will not be carried forward for the next year. Similar benefits will be available in the next year as well. PAN card is mandatory for open FD in DCB Health Plus Fixed Deposit. The mobile number and email ID has to be registered with the bank. Health Plus service is provided by the insurance provider and the services can be availed at customers’ will.

Praveen Kutty, DCB Bank Head of Retail and SME Banking, claimed that DCB Health Plus Fixed Deposit would never go out of style. The bank created a fixed deposit that provides real value to its customers when they need it. He said that telecommunication and online interaction had surged during the lockdown. The bank is offering a new-age solution along with traditional fixed deposits. The Health Plus FD is a smart choice as it gets the advantage of both growing their wealth and preserving their health with one single product. The Health Plus FD is a perfect example of the bank’s strategy in creating innovative products with changing times and that fulfill customers’ needs.

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