State Bank of India(SBI) provides a wide variety of banking and financial services to its customers and is India’s largest bank enables users to experience more convenience and offers several services across its digital platform and app. For people who have an account in SBI and want to check the account balance, there are many ways of doing it by sitting at home and check the account balance online through the internet or by mobile banking. The account balance can also be checked by using the SBI Yono app. The public sector lender SBI informed that pre-login features are available on the SBI Yono app, which means checking of account balance, view passbook, and make transactions without logging in to the app. SBI also stated that one can check the account balance, view passbook, and make transactions without logging in to the app. Bank quick with Yono SBI!
On the Yono app, a person can view balance and quick pay option with the login option. For viewing balance and m-passbook in the Yono app without login process.
a. Use MPIN
b. User ID and Password
To check the balance in the Yono app, without logging in, a person needs to click on the ‘View balance’ option. After this, one has to choose MPIN or user ID or Password or Biometric Authentication or Face ID. After authentication, the balance of all accounts is linked to the YONO app can also be checked. Below the account balance will come the option of ‘View Transactions’ on which one can see the transaction details i.e. m-passbook of selected accounts.
The users can now set the limit of their transactions with the help of the One Time Password(OTP) management feature. By clicking on the Yono Quick Pay features users can transact up to ₹2000 without logging into the app. Firstly authentication is required and has to be done through one of the MPIN/ Biometric Authentication/ Face ID/ User ID and Password. SBI recently asked customers to be cautious of calls and messages on WhatsApp due to a new scam. As per the bank, scammers approach SBI customers through WhatsApp and citing fake messages related to winning an SBI lottery or a lucky draw reward, following which they are asking the customers to contact a fraud number that the scammers represent as an official SBI hotline. SBI stated that cybercriminals are waiting for just one mistake, please do not believe such fake callers or forwarded messages.