Gurugram, 16th December 2025: Urban Money, one of India’s largest tech-driven loan distribution platforms, today announced the launch of Insta Payout, a breakthrough product designed to completely transform how channel partners receive their payouts.
With Insta Payout, channel partners who have completed KYC verification and submit their cases via the Urban Money Partner App will receive payouts within 24 hours of loan disbursal. This marks a significant improvement in the conventional industry process, where payouts typically take weeks owing to collection cycles and bank settlements. The innovation lies in Urban Money’s model: instead of waiting for lender remittances, Urban Money pays out instantly, while its internal operations engine manages collections across banks and NBFCs seamlessly.
Urban Money, the digital lending and mortgage distribution arm of prop tech unicorn Square Yards, has achieved over ₹61,000 crore in annual disbursals, partnered with more than 100 lenders, and expanded its presence to around 150 cities with approximately 587 branches.
Insta Payout introduces a 24-hour payout post-disbursement and works seamlessly across all banks and financial institutions integrated with the Urban Money platform. The offering is powered by a KYC-led trust framework ensuring smooth and compliant onboarding, while enabling cash-flow certainty that allows channel partners to reinvest, scale faster, and build sustainable business pipelines. The feature is exclusively accessible through the Urban Money Partner App, available on all major app stores. This innovation builds on Urban Money’s proven technology stack, used for 2 lakh+ customer transactions annually, powered by AI-driven eligibility engines, digital underwriting, and real-time integrations with 95+ lenders.
Amit Prakash, Co-Founder and CBO, Urban Money, said “Insta Payout directly addresses the single biggest pain point for channel partners: cash flow. By moving to a 24-hour payout model, Urban Money is setting a new industry benchmark. This is not just a faster system; it’s a business enabler that gives partners the freedom and liquidity to grow without friction.”
