During pandemic situations, people are keeping a safe distance from each other to avoid physical touch. For purchasing any items like groceries, medicines or food delivery people usually adopt contactless payments only and SBI Card is one among these industries that provide this mode of payment. SBI provide various features like SBI Card Pay, Scan to pay, and Contactless SBI Credit Card solutions. These kinds of methods provide a safe and secure platform and this can be done easily by using cards or mobile phones.
Contactless Credit Card
For Transactions up to 5, 000 the customers can simply just easily tap their credit cards for quick and easy transactions without the requirement of their 4 digit pin. The need for swiping the card or touching the contactless/NFC-enabled POS machine when using the Contactless SBI Credit Cards can be eliminated. The cardholder is required to enter the pin for transactions above 5,000.
SBI Card Pay
In this feature of the SBI card pay, the need of carrying a card with you can be eliminated since an android phone is required which will make the job much easier. These modes of payment are safe and secure. The provision to use an android phone is limited for transactions up to 5,000. The process is simple and can be done by just tapping the NFC-enabled android smartphone on an NFC-enabled POS machine without the need for any PIN.
Scan to Pay
The feature of Scan to Pay provided by the SBI Card Mobile App offers a convenient QR-based secure payment solution. For making a payment the only need is to scan the QR code using the Scan to pay feature at any online/retail merchant that shows the Bharat QR logo, after that, an OTP is generated which is to be verified to make the payment.
The introduction of contactless payment makes transactions much easier without any physical touch. One simple tap with your finger can make transaction much simple with the help of contactless payment or other features like SBI Card Pay and Scan to Pay. Every transaction details are secured, encrypted and verified for successful payment. It is found that SBI Card is the second-largest credit card issuer in India with more than 11 million customers. SBI Card offers wide varieties of credit card portfolio, which includes various lifestyle, rewards, travel and fuel, shopping, banking partnership cards and corporate cards.