Special benefits on home and auto loans announced by ICICI Bank

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ICICI Bank has announced the launch of a festive bonanza which offers a lot of benefits to business and retail customers on various banking services and products.  From October 1st,2020, some of the offers will be available to the customers and others would be available according to the different dates of this festive season. Cheap interest rate (repo rate linked) starting from 6.90% and processing fees starting from Rs3,000 are offered for home loans and balance transfer of home loans from other banks. 

To help the customers to fulfill the dream of their car, flexible schemes are made with tailor-made EMIs. EMIs start at Rs 1,554 per Rs 1lakh for a tenure of 84 months. Women customers further get it low at a flat processing fee Rs1999. EMI for two-wheeler loans as low as Rs36 per Rs1000 for a tenure of 36 months. A special processing fee of Rs999 is also needed.  
 

For Instant personal loans, the interest rate starts from 10.50% and a flat processing fee of Rs3,999. For Consumer finance loans, there would be no cost EMI available on leading brands of digital products and home appliances. The services would be a quick and completely digital process with minimal documentation.  

Anup Bagchi, Executive Director, ICICI Bank said that with the festive season coming up, they have decided to come with a wide range of offers for the customers to make their celebrations more special this year. The bank has tied up with many leading e-commerce players as well as popular brands across various categories to offer attractive benefits to the customers. These offers apply to the use of net banking, digital wallet pockets, mobile banking, and ICICI Bank’s debit/credit cards to make payments. The bank has also introduced festive benefits across a range of banking solutions- balance transfer, home, top-up on auto loan, two-wheelers, home loan, personal education loan No-cost EMI for financing gadgets and electronics, savings and current accounts and NRI accounts are the other benefits offered by the bank to the customers during this festive season. 
 

The customers can have various offers on categories such as electronics & gadgets, jewelry, and apparel, e-learning, and entertainment. The list of marquee brands offering attractive discounts includes Bigbasket, AmazonFlipkart, Zomato, Grofers, Swiggy, Tribhovandas Bhimji Zaveri (TBZ), and Pepperfry. Customers can access these offers using net banking, mobile banking application, iMobile, and ICICI Bank’s debit & credit cards. 
 

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