National, 21st May 2026: Retirement planning is about ensuring your money continues to work even after you stop working. Addressing this need, Tata AIA Life Insurance has launched the Tata AIA Dividend Leaders Index Pension Fund, a new fund designed to help consumers build long-term retirement wealth through India’s leading dividend-paying companies. The fund combines the growth potential of market-linked investments with the added reassurance of life insurance protection, offering a disciplined approach to retirement planning through financially strong and consistent dividend-paying businesses.
The fund invests in 50 of India’s most consistent dividend-paying companies businesses that have rewarded shareholders year after year, through bull runs and downturns alike. It is passively managed, which means there is no active fund manager second-guessing the market. Instead, it tracks the BSE 500 Dividend Leaders 50 Index, set up in line with IRDAI regulations. These are not high-risk bets on unproven start-ups.
As these companies pay dividends, the fund reinvests that dividend income instead of paying it out separately. Over time, this can add another layer to wealth creation by allowing both capital appreciation and reinvested dividends to contribute to the retirement corpus.
This makes the Tata AIA Dividend Leaders Index Pension Fund more than just an equity-linked retirement option. It is designed to capture the growth of resilient Indian businesses while using dividend reinvestment to support long-term compounding.
Key Fund Details
- Benchmark: BSE 500 Dividend Leaders 50 Index
- Equity Allocation: 70%–100% – meaningful exposure to India’s growth story
- Cash and Money Market Instruments: 0%-30%, providing a buffer when markets move
The fund is open for investment from 20 May 2026 to 27 May 2026. Policies issued during this New Fund Offer window will be priced at an NAV of ₹10, giving investors an early entry point before the fund begins reflecting market movements.
If you have been waiting for the right time to start building your retirement corpus, this could be a good opportunity to begin.
What You Get
- Access to some of India’s most financially resilient companies- businesses that have paid dividends consistently over the years
- Broad diversification across sectors, helping reduce dependence on any single industry
- A rule-based, emotion-free investment approach with no guesswork or star fund manager risk
- Reinvestment of dividends to support long-term compounding
- Market-linked growth along with life insurance cover, helping protect your family while your wealth grows
- A fund purpose-built for retirement, with a focus on sustainable, long-term wealth creation
Your next step is straightforward. Visit www.tataaia.com to explore the fund details, understand which policy suits your needs, and start building the retirement you want.
How to Invest : It Is Simpler Than You Think
The Tata AIA Dividend Leaders Index Pension Fund is available through two Tata AIA pension solutions: Smart Pension Secure and Premier Pension Secure. Both offer the core benefit of market linked retirement wealth creation, along with life insurance protection for your family.
Risk Note: Investors should carefully assess their risk appetite before investing as the fund carries a high-risk profile. Past performance is not indicative of future results.
Customers can also review detailed fund information, product features, and eligibility across Tata AIA Life Insurance solutions on www.tataaia.com.
Name of the Fund: Tata AIA Dividend Leaders Index Pension Fund | SFIN: ULIF 101 27/05/26 DLP 110
Tata AIA Smart Pension Secure (UIN: 110L182V09) – Non-Participating, Unit Linked, Individual Life Insurance Pension Plan
Tata AIA Premier Pension Secure is a combination of Tata AIA Smart Pension Secure (UIN: 110L182V09) – Non Participating, Unit Linked, Individual Life Insurance Pension Plan and Tata AIA Health Buddy, A Non Linked, Non-Participating Individual Health Product (UIN: 110N183V01)
Disclaimers
- The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
- Premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is
responsible for his/her decisions. On survival to the end of the policy term, the Total Fund Value including Top-Up Premium Fund Value valued at applicable NAV on the date of
Maturity will be paid.
- Tata AIA Dividend Leaders Index Pension Fund is part of a various funds which a policyholder can choose from. For further details on funds refer the sales brochure.
- Tata AIA Smart Pension Secure (UIN: 110L182V09) – Non-Participating, Unit Linked, Individual Life Insurance Pension Plan.
- Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart Pension Secure is the Unit linked insurance product with Tata AIA as its prefix – is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Unit Linked Life Insurance
products are different from traditional insurance products and are subject to risk factors. • The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
- The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.
- The Company does not guarantee any assured returns. ~Market-linked returns are subject to market risks and terms & conditions of the product.
About Tata AIA Life
Tata AIA Life Insurance Company Limited (Tata AIA) is a joint venture Company formed by Tata Sons Pvt. Ltd. and AIA Group Ltd. (AIA). Tata AIA Life `combines Tata’s pre-eminent leadership position in India and AIA’s presence as the largest, independent listed pan-Asian life insurance group in the world, spanning 18 markets in the Asia Pacific region.
Tata AIA reported a total Premium Income of INR 31,484 crore for FY25, up 23% from FY24. The Company continues to rank among the Top 3 Private Insurers in Individual Weighted New Business Premium (IWNBP) with an IWNBP income of INR 8,511 crore. The Company also achieved industry leading Persistency performance (based on premiums), ranking #1 in four out of five cohorts. For more information on Tata AIA Life’s product portfolio and retirement solutions, please visit www.tataaia.com.
About the Tata Group
Founded by Jamsetji Tata in 1868, the Tata group is a global enterprise, headquartered in India, comprising 30 companies across ten verticals.
The group operates in more than 100 countries across six continents, with a mission ‘To improve the quality of life of the communities we serve globally, through long-term stakeholder value creation based on Leadership with Trust’.
In 2023-24, the revenue of Tata companies, taken together, was more than $165 billion. These companies collectively employ over 1 million people.
Each Tata company or enterprise operates independently under the guidance and supervision of its own board of directors. There are 26 publicly listed Tata enterprises with a combined market capitalisation of more than $365 billion as on March 31, 2024.
About AIA
AIA Group Limited and its subsidiaries (collectively “AIA” or the “Group”) comprise the largest independent publicly listed pan-Asian life insurance group. It has a presence in 18 markets – wholly owned branches and subsidiaries in Mainland China, Hong Kong SAR(1), Thailand, Singapore, Malaysia, Australia, Cambodia, Indonesia, Myanmar, New Zealand, the Philippines, South Korea, Sri Lanka, Taiwan (China), Vietnam, Brunei and Macau SAR(2), and a 49 per cent joint venture in India. In addition, AIA has a 24.99 per cent shareholding in China Post Life Insurance Co., Ltd.
The business that is now AIA was first established in Shanghai more than a century ago in 1919. It is a market leader in Asia (ex-Japan) based on life insurance premiums and holds leading positions across the majority of its markets. It had total assets of US$345 billion as of 31 December 2025.
AIA meets the long-term savings and protection needs of individuals by offering a range of products and services including life insurance, accident and health insurance and savings plans. The Group also provides employee benefits, credit life and pension services to corporate clients. Through an
extensive network of agents, partners and employees across Asia, AIA serves the holders of more than 44 million individual policies and over 16 million participating members of group insurance schemes.
AIA Group Limited is listed on the Main Board of The Stock Exchange of Hong Kong Limited under the stock codes “1299” for HKD counter and “81299” for RMB counter with American Depositary Receipts (Level 1) traded on the over-the-counter market under the ticker symbol “AAGIY”.
